International Criminal Law

Trade law

• Setting up national and international companies, legal maintenance and corporate advice (main presence in Hungary, Latvia, Spain, Portugal, the Netherlands and Panama).
  
  Creation, and development of small, medium and large companies, with any corporate purpose. We expertise in setting up Spanish Companies in Hungary and setting up Hungarian companies in Spain and other EU countries. Always taking advantage of the Fiscal and Tax benefits that certain countries have. We offer registered corporate address to companies that need it with a notification service both in Spain and in Hungary.
• Banking advice and opening of bank accounts in Euros, Dollars, and Forints.
• Advice on pre-arrangements.
• Bankruptcy procedures and incidents.
• Applications for declaring bankruptcy.
• Dissolution of companies.
• Secretary management of companies. Possibility of giving registered office and management to the companies in our portfolio.
• Mergers & Acquisitions.
• Splits.
• Global transfers of assets and liabilities.
• Purchase and sale of companies.
• Purchase and sale of credit portfolios.
• Patents and trademarks with an EU and international scope.
• Unfair competition practices.
• Voluntary Jurisdiction Records. Files that require the intervention of a court for the protection of rights and interests in matters of trade law, without the need to lead to a contentious litigation.

Real estate law

• Preparation, supervision, and control of any real estate operation (purchase, exchange, rental, real estate leasing, eviction, vacancy, etc.).
• Registration of real estate with any issue.
• Judicial appraisals: the Real Estate Judicial Expert is an expert with an Official Degree, whose main task is to publicize the real value of the properties. This assessment is carried out according to objective criteria, which give forcefulness to the Real Estate Expertise advice: age, situation, qualities, surface, condition, energy certificate, etc.
• Successive tract files: document in which the existence of a successive tract is recorded. In order to register or record any title by which the domain and other real rights over a property are declared, transmitted, encumbered, modified or extinguished, it is necessary that the right of the person who grants it or in whose name the aforementioned acts are granted must be previously registered or noted. Since if it turns out that the right is registered in favor of a person other than the one who grants the transmission or encumbrance, the Registration requested will be denied by the Registrar.

Banking law

• We collaborate with the main Hungarian, Latvian and Spanish national banks to offer the best deals to all the people who trust us. Among the Hungarian banks we cooperate with are: Budapest Bank, MKB Bank, Raiffeisen BANK, UniCredit, OTP Bank. Among the Latvian banks the following: Citadele Banka, LPB Bank and Reģionālā investiciju bank, among others.
• Implementation of banking entities in Hungary, Latvia, Spain and obtaining licenses from the Hungarian National Bank the Spanish Bank and the Latvian National Bank.
• Adquisition of Hungarian, Latvian and Spanish banks.
• List of established abusive clauses in contracts and mortgages for any person of any nationality and before any bank.
• Floor clause (Spanish reference). The mortgage floor is a clause that determines the minimum interest of a variable mortgage. Said rate is applied if the reference index plus the differential does not reach the established value.
• Clauses with abusive late payment interest of more than 12%.
• Clauses that require the cancellation of the mortgage loan contract (IRPH) due to the lack of receipt of any of the installments.
• Clauses that impose all the expenses of the deed to the client.
• Nullity of the early termination clause.
• Securing clauses. The clauses that regulate the guarantees in a mortgage loan or credit is that clause that regulates a way of guaranteeing or ensuring compliance in the event that the principal debtor does not do so.
• Personal guarantee clause.
• Suspension of auctions and foreclosures.Procedures by which the mortgagee (usually a financial entity) can collect its debt by foreclosure (the mortgaged home) or auction if the debtor does not comply with its obligation to pay the installments.
• Vulture funds.A vulture fund is a venture capital fund that refers to a financial entity, where the main object consists of taking temporary participants in the capital of unlisted companies or free investment funds, which invest in an entity's public debt. They are considered fragile or near bankruptcy when they cannot meet the payments. Specialists in extrajudicial agreements with vulture funds.
• Reverse mortgage. Financial operation specially designed for people over 65 years of age and dependent persons, with which it is possible to convert the patrimonial value that represents the ownership of your home into money, without losing ownership. Obtaining reverse mortgages for our clients.
• Multi- Currency Mortgage Loan Agreements.These are general contracting conditions whose wording has not been the subject of individual negotiation, nor has the way in which the "foreign currency element" operates in the economy of the contract, even if the amount was negotiated, in euros. Then, the repayment term or even the presence of the denomination "foreign currency" is included to justify a lower interest than usual in the euro loan market.
• Swap contracts or financial exchangeThe Swap is the financial exchange operation that consists of the agreement between two parties by virtue of which monetary flows are exchanged during an agreed period of time and according to a certain rule. In other words, a swap allows collections/payments generated in a financial operation for the collections/payments of another financial operation. Having a 100% success in defending the interests of our clients.
• “Preferences” (Spanish reference)Preferred shares are securities issued by a company that do not confer participation in its capital or voting rights. They are perpetual and their profitability, generally of a variable nature, is not guaranteed. Their remuneration the first year is usually fixed. From the second it is normally referenced to the Euribor (or some other type of reference) plus a certain differential.

Experts in Tax, Management, and Investment matters

• Department of experts in tax matters.
• Advice and Management for Spanish companies in Hungary and Hungarian clients in companies in Spain.
• Foreign investment: real estate and businesses.

Inheritance

• Inheritance of foreigners in the country of residence.